Risk Disclosure

Passive yield, network rewards, and matching rewards distributed through the Nareena Gold Aura platform are derived from realized net profit generated by gold trading activities. These are not fixed or guaranteed returns. The amount distributed each month will vary — and may be zero — depending on actual trading performance.

The monthly cap percentages (2%–10% depending on lock term) represent the maximum possible distribution rate, not a promised or expected return. Historical yield figures displayed anywhere on this platform are illustrative estimates and do not constitute a promise of future performance.

You should only participate with capital you can afford to lose entirely. Do not stake funds required for essential living expenses, emergency reserves, or obligations.

The majority of rewards (passive yield, downline network rewards, matching rewards) are distributed in NGX tokens. The value of NGX is not pegged to any fiat currency or commodity. Its price is determined by open market forces and may be highly volatile.

At the time you receive NGX rewards, the USD-equivalent value you see on-platform is an estimate based on a recent market rate. By the time you convert or withdraw NGX, the actual value may be materially lower — including approaching zero.

Token liquidity may be limited. You may not always be able to sell your NGX holdings at the price you expect, or at all, depending on market conditions.

The platform operates on BNB Smart Chain using smart contracts. While contracts undergo internal review, no audit is a complete guarantee against bugs, exploits, or unforeseen interactions. A critical vulnerability could result in partial or total loss of staked funds.

Blockchain networks can experience outages, congestion, or forks. Transactions may be delayed or fail. On-chain settlement of rewards and principal returns depends on the continued operation of BNB Smart Chain infrastructure.

You are responsible for the security of your own wallet and private keys. Lost keys, phishing attacks, or unauthorized access to your wallet are outside the platform's control and will not be compensated.

Stakes are locked for the duration of your selected term (3, 6, or 12 months). Early unstaking before the term expires, or after your cumulative payout cap is reached, is subject to a 5% fee on principal. You may not be able to access your full principal during the lock period.

The 5% unstake fee is non-refundable and retained by the protocol. If you anticipate needing access to your funds before the lock term ends, do not stake.

Reward distributions are made monthly, not instantly or continuously. There may be periods where no distribution occurs if trading performance does not generate sufficient net profit.

The legal status of cryptocurrency staking, token distribution, and network-based reward programs varies by jurisdiction. It is your responsibility to determine whether participation is lawful in your country of residence. Nareena Gold Aura does not provide legal advice and makes no representations regarding the legality of participation in any specific jurisdiction.

Regulatory changes could affect your ability to hold, transfer, or convert NGX tokens. New regulations could require the platform to restrict services in certain regions, potentially affecting your ability to claim or withdraw rewards.

Tax treatment of staking rewards, token receipts, and capital gains varies by jurisdiction. You are solely responsible for your own tax reporting and compliance obligations arising from participation.

The direct sponsor reward chain (L1: 5%, L2: 2%, L3: 1% of qualified deposits, paid in USDT) is contingent on active recruitment by you or your network. If no new deposits occur, no direct sponsor rewards accrue.

Your downline network rewards are dependent on the continued activity, staking behavior, and principal amounts of members in your second and third level network. These are outside your control.

Matching rewards and leadership milestone bonuses are contingent on meeting specific qualification criteria, including maintaining active stakes, minimum sponsor requirements, and network volume thresholds. These criteria may not always be met.

The multi-level reward model is subject to its own sustainability risks. If overall platform volume declines significantly, reward distributions across all layers will be affected.